Alabama8% for written contracts, 6% for verbal agreements.§ 8-8-1
 Alaska5% above the annual rate charged member banks for advances by the 12th Federal Reserve District on the day on which the contract or loan commitment is made. If the amount is more than $25,000, the maximum rate is 10.5% per year.§ 45.45.010
 ArizonaNo limit for loan agreements in writing. If not in writing, the rate shall be 10% per annum.§ 44-1201
 New Hampshire
 New Jersey
 New Mexico
 New York
 North Carolina
 North Dakota
 Rhode Island
 South Carolina
 South Dakota
West Virginia